PRIS – Professional Real Estate & Insurance Solutions

About PRIS

One Trusted Source for Property, Protection, and Peace of Mind

Professional Real Estate & Insurance Solutions, Inc. was created to serve individuals, families, business owners, and professionals with practical solutions for two of life's most important areas: real estate and insurance protection.

Whether a client is buying or selling property, seeking coverage for their family, protecting a business, planning for retirement, or preparing for the unexpected, PRIS offers a convenient and professional experience built around education, trust, and personalized service.

Through its real estate services, PRIS helps clients navigate buying, selling, property management, investment opportunities, commercial property, land, lots, farms, apartments, hotels, and new construction.

On the insurance side, PRIS provides access to coverage options for life insurance, burial insurance, personal lines, business insurance, key person protection, annuities, long-term care, Medicare supplements, commercial auto, fleet coverage, and specialized protection packages for business owners, churches, funeral homes, professionals, and entrepreneurs.

Education

Know Your Options

Trust

Honest Guidance

Service

Personal & Professional

Divisions

Statewide Service

All

Property Types

P&C

Full Lines Insurance

Lamar Ward

Realtor · Insurance Professional · CEO

Direct Line

(229) 854-1765

prisalbany@gmail.com

What We Do

More Ways to Protect
Your Family & Future

Hover over any service to learn what it means in plain language. One agency. Every solution.

Division One

Real Estate

First-Time Home Buyer Guidance
First-Time Home Buyer Guidance
Never bought a house before? We walk you through every step — from finding the right home to signing the papers — so you feel confident and never lost.
Buy & Sell with Confidence
Buy & Sell with Confidence
Whether you're buying a new home or selling your current one, we handle negotiations and paperwork to make sure you get the best deal possible.
Commercial Properties & Management
Commercial Properties
Looking to buy or lease a building for your business? We help you find the right commercial space — offices, retail stores, warehouses, and more.
Property Management
Property Management
Own a rental property but don't want the headache? We handle tenants, rent collection, repairs, and everything in between so you can relax.
Investment & Investor Opportunities
Investment Opportunities
Want your money to grow through real estate? We help you find properties that can earn rental income or increase in value over time.
Apartments & Hotels
Apartments & Hotels
Looking to buy or sell larger income-producing properties like apartment complexes or hospitality businesses? We have the expertise to guide you.
Farms, Land & Lots
Farms, Land & Lots
Interested in raw land, a farm, or an empty lot to build on? We help you find, evaluate, and purchase the right piece of land for your goals.
New Construction
New Construction
Want a brand-new home built just for you? We connect you with builders and guide you through creating your dream home from the ground up.
Comparative Market Analysis
Comparative Market Analysis
We research what similar homes in your area are selling for so you know the true value of a property — whether you're buying or selling.
Real Estate Consulting
Real Estate Consulting
Not sure where to start? We sit down with you, listen to your goals, and give you expert advice on your best options in the real estate market.

Life Insurance

Life & Legacy

Burial & Legacy Protection
Burial & Legacy Protection
Covers your funeral and burial costs so your family doesn't have to worry about paying those bills while they're grieving. One of the kindest gifts you can leave behind.
Whole Life & Term Insurance
Whole Life & Term Insurance
Term covers you for a set number of years. Whole life covers you forever and builds cash value over time — like a savings account with a death benefit. Coverage available from $5,000 up to $5,000,000.
IUL / GUL & Annuities
IUL / GUL & Annuities
Advanced products that can grow your money tax-free and give you income during retirement — while still protecting your family if something happens to you.
Mortgage Protection
Mortgage Protection
If you pass away, this policy pays off your home loan so your family keeps the house — even without your income.
Buy/Sell Agreements
Buy/Sell Agreements
If you own a business with a partner and one of you passes away, this funds an agreement for the surviving partner to buy out the deceased partner's share.
Key Person Insurance
Key Person Insurance
If your business depends on one key person and they pass away or become disabled, this pays your business a lump sum to help you recover.
Medicare Supplements
Medicare Supplements
Original Medicare doesn't cover everything. A supplement plan fills in the gaps — covering copays, deductibles, and other costs Medicare leaves behind.
Long-Term Care Solutions
Long-Term Care Solutions
Covers nursing homes, assisted living, or in-home care if you can no longer take care of yourself — so your savings aren't wiped out.
Accidental Death Coverage
Accidental Death Coverage
If you die as a result of an accident, this pays your family an extra benefit on top of any other life insurance you have.

Personal Lines

Personal Insurance

Auto & Classic Auto Insurance
Auto & Classic Auto
Covers your car if it's damaged in an accident, stolen, or if you cause damage to someone else. Classic auto policies are specially designed for vintage or collector cars.
Motorcycle & RV Insurance
Motorcycle & RV Insurance
Built for motorcycles and recreational vehicles — covering damage, accidents, and liability while you're on the road.
Homeowners & Renters Insurance
Homeowners & Renters Insurance
Homeowners protects your house and belongings from fire, theft, or storm. Renters does the same for your personal stuff inside a rental.
Flood & Condo Coverage
Flood & Condo Coverage
Standard home insurance doesn't cover floods. A flood policy protects from water damage. Condo coverage protects the inside of your unit that the HOA doesn't cover.
Umbrella & Watercraft Insurance
Umbrella & Watercraft
An umbrella policy gives extra liability protection above your other policies. Watercraft covers your boat against damage and accidents on the water.
Boat Insurance
Boat Insurance
Protects your boat from damage caused by accidents, storms, theft, or fire — and covers you if someone gets hurt on your boat.
Personal Liability
Personal Liability
If someone gets hurt on your property or you accidentally damage someone else's belongings, this covers the legal costs and damages.
Cancer & Critical Illness Coverage
Cancer & Critical Illness
If diagnosed with cancer or a serious illness, this pays you a lump sum of cash to cover medical bills, lost income, or anything else you need.
Hospital Indemnity
Hospital Indemnity
Pays you a set amount of cash for every day you spend in the hospital — regardless of other insurance — to help cover everyday living expenses while you recover.

Business Lines

Business Protection

Group Insurance (5+ Employees)
Group Insurance (5+ Employees)
If you have 5 or more employees, you can offer group health, life, or disability benefits as a package — helping you attract and keep great people while often costing less than individual plans.
Business Owners Policies (BOP)
Business Owners Policy
A bundled package combining property and liability insurance for small businesses — at a lower cost than buying each separately.
Commercial Auto & Fleet
Commercial Auto & Fleet
Covers the vehicles your business uses — one work truck or a whole fleet — in case of accidents or damage while on the job.
Errors & Omissions Coverage
Errors & Omissions
If a client claims your service caused them financial harm, this pays for your legal defense and any settlement — even if you did nothing wrong.
Full Business Risk Protection
Full Business Risk Protection
A comprehensive review that identifies all the ways your business could be at risk and makes sure you have the right coverage in place.
Workers Compensation
Workers Compensation
If an employee gets hurt on the job, workers comp pays for their medical bills and lost wages so your business isn't hit with a lawsuit.
401(k) & Retirement Plans
401(k) & Retirement Plans
Set up a retirement savings plan for yourself and your employees. A 401(k) lets your team save for the future with pre-tax dollars — a powerful benefit that helps you attract and keep good people.
Event Coverage
Event Coverage
Temporary insurance for special events — weddings, corporate gatherings, church events, and more. Covers liability if something goes wrong during your event so you're not personally on the hook.
Specialized Coverage: Churches & Nonprofits
Churches & Nonprofits
Customized insurance packages for churches, nonprofits, and community organizations — protecting your mission, your people, and your property.
Legacy & Succession Planning
Legacy & Succession Planning
Planning for what happens to your business when you retire or pass away — making sure ownership transfers smoothly without financial or legal chaos.

One Trusted Source
for Property, Protection,
and Peace of Mind

One Trusted Source for Property, Protection, and Peace of Mind

More Ways to Protect
Your Family & Future

Real Estate

Life & Legacy

Personal Insurance

Business Protection

Let's Build a Plan That Protects What Matters Most

Know Someone Who
Deserves to Be Protected?

One Trusted Sourcefor Property, Protection,and Peace of Mind

One Trusted Source for Property, Protection, and Peace of Mind

More Ways to ProtectYour Family & Future

Real Estate

Life & Legacy

Personal Insurance

Business Protection

Let's Build a Plan That Protects What Matters Most

Know Someone WhoDeserves to Be Protected?

One Trusted Source
for Property, Protection,
and Peace of Mind

More Ways to Protect
Your Family & Future

Know Someone Who
Deserves to Be Protected?